Finance for Small Businesses

Learn more about the resources available for Finance.

  • Unclaimed Property Rules and Time Limits for Utah

    Learn the unclaimed property rules and their time limits for the state of Utah.

  • SBA Regular and Special 7(a) Loan Guarantees

    The SBA continues to administer its traditional Section 7(a) guarantee program, which includes a number of specialty loans. Due to their popularity, we've included the information you'll need to help secure your 7(a) loan.

  • Plan Ahead to Pass Your Wealth to Your Heirs

    If you die without a will (called "dying intestate"), the appropriate state will apply its probate laws to determine how your property will be split up. Create a will and estate plan that ensure your assets to go the right people or organizations, and with the most tax advantages.

  • SBA Loan Guarantees

    To encourage private lenders to provide funding to small businesses, the SBA will guarantee repayment of a substantial percentage of the loan amount if the borrower defaults on the loan. Find out your options, what business qualify, and which businesses aren't eligible for SBA-backed loans.

  • Unclaimed Property Rules and Time Limits for Tennessee

    Learn the unclaimed property rules and their time limits for the state of Tennessee.

  • Form of Ownership Governs Property Rights

    The way in which you own property determines your rights in the property and your rights to dispose of that property. Learn the keys to passing property to heirs and other secrets of property ownership.

  • Analyzing the Factors that Affect Your Cash Flow

    Accounts receivable, average collection period, accounts receivable to sales ratio--while you might roll your eyes at all these terms, they're vital to your business. Learn all the important aspects of analyzing and improving your cash flow.

  • What to Do If You Are Drowning in Debt

    A number of solutions can help you rebuild your credit if you are unable to pay your bills. Learn the pros and cons of many debt-reduction methods, including bankruptcy.

  • The Difference Between Cash Flow and Profit

    The timing of income and expense is imperative. If income exceeds expenses, there will be a profit, but only if there's enough income to cover expenses and keep the business operating as payments come due.

  • Managing Your Business's Cash Flow

    Creating a reliable cash flow system is vital to the success of any business. Learn how you can maintain enough cash on hand to keep your business solvent and growing.

  • Building and Keeping Good Credit

    A good credit rating is essential for your financial well-being. In order to develop one, you'll need to learn how to monitor your credit, correct discrepancies and spend wisely.

  • Be Aware of the Costs of Credit

    Credit comes with risk and rewards, just like any financial decision for your business. By understanding the costs of credit, the dangers, the methods to get the best rates and the tips for lowering your credit costs, you can use this important business and personal tool to your advantage.

  • What Banks Look for When Reviewing a Loan Application

    Not all banks are created equal, but many of them focus on the same areas throughout the loan review process. Learn what documentation, projections and narratives you'll need to prepare as well as tips to ensure you negotiate the best loan package available.

  • Is Your Business Accepting Electronic and Mobile Payments?

    New smart-tech payment methods are being used more widely by customers and savvy business owners alike--know your options.

  • Understanding the Types and Sources of Consumer Credit

    Consumer credit can be a small business owner's best friend. Or it can reek havoc on your personal finances. Learn how to use, and when to avoid, consumer credit options.

  • Government Financing Programs

    When you need financing for your business, Uncle Sam might be just the man for the monetary job. Despite its uncertain future, the SBA still offers entrepreneurs important financing options.

  • Protecting Yourself with Insurance

    The function of any type of insurance coverage is to insulate you from some or all of the economic impact of a loss. Health, disability and long-term care insurance can enable you and your business to remain financially solvent during personal and familial hardships.

  • Asset-Based Financing for Small Businesses

    To generate working capital or to meet specific short-term cash needs, you may use certain short-term assets, such as inventory or accounts receivable, as collateral for commercial loans. Personal assets, such as insurance policies, can also serve as a source of short-term financing.

  • Unclaimed Property Rules and Time Limits for South Dakota

    Learn the unclaimed property rules and their time limits for the state of South Dakota.

  • Life Insurance Should Be Included in Your Financial Plan

    Life insurance offers important financial planning advantages if it is properly fitted to your needs and offered at a competitive price. Discover the best type and time to buy this invaluable piece of the financial planning puzzle.

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