Business Funding

Learn about business financing options.

  • Need Business Capital? Advertise for Investors

    While equity crowdfunding is still in the future, company's needing capital now can begin to explore advertising as a means to reach potential investors.

  • Your Startup's Financing and Business Entity Choice

    A startup’s entity choice and financing options affect other aspects of the business, including its long-term fate. Familiarizing yourself with some differences among various entities should help when talking with your professional advisor about how to set up and finance your business.

  • Choosing Financing Sources for Your Business

    Financing options available to a small business vary based on the current life cycle of the company: startup, growing, mature, existing and aging.

  • Initial Public and Private Offerings

    If you're willing to open up ownership to the general public, an initial public offering (IPO) provides an attractive way to obtain capital without relinquishing any operational control over business activities. But as you'll find, this option isn't for everyone.

  • Short-Term Financing

    In need of some short-term funding? Check out the SBA 's capital umbrella program CAPlines that offers asset-based lines of credit and revolving lines of credit to small businesses.

  • SBA Loan Guarantees

    To encourage private lenders to provide funding to small businesses, the SBA will guarantee repayment of a substantial percentage of the loan amount if the borrower defaults on the loan. Find out your options, what business qualify, and which businesses aren't eligible for SBA-backed loans.

  • What Banks Look for When Reviewing a Loan Application

    Not all banks are created equal, but many of them focus on the same areas throughout the loan review process. Learn what documentation, projections and narratives you'll need to prepare as well as tips to ensure you negotiate the best loan package available.

  • Government Financing Programs

    When you need financing for your business, Uncle Sam might be just the man for the monetary job. Despite its uncertain future, the SBA still offers entrepreneurs important financing options.

  • Asset-Based Financing for Small Businesses

    To generate working capital or to meet specific short-term cash needs, you may use certain short-term assets, such as inventory or accounts receivable, as collateral for commercial loans. Personal assets, such as insurance policies, can also serve as a source of short-term financing.

  • The Real Cost of Borrowing Money

    Before signing on the dotted line of the loan papers, you'll want to consider a variety of other monetary and nonmonetary costs to help you determine the real cost of borrowing.

  • Personal and Insider Financing Options

    Before pursuing traditional debt and equity financing options, you may want to consider your own financing options, help from family and bootstrap funding methods.

  • Common Types of Bank Loans

    With myriad varieties of loans and financing options available from banks of all sizes, you'll need to know the which is option is best for you.

  • Banks for Small Business Loans

    Bank lending policies toward small businesses tend to err on the side of conservatism, and you'll have to convince the lender you're worth the risk. Learn the ins and outs of obtaining loans from large commercial banks, small community banks, credit unions and finance companies.

  • Private Investors and Business Angels

    Banks and investing institutions aren't the only ones providing funding to small businesses. Learn how to work with private investors, business angels and other alternative forms of financing that won't require you to go public.

  • Business Combinations and Other Sources of Venture Capital

    Learn how to secure more financing through mergers, joint ventures, consolidations and many other combinations of business entities.

  • Financing Sources for Your Small Business

    Discover the vast array of financing options, and what they mean for your business, available to your small business enterprise.

  • Debt Financing for Small Businesses

    Debt financing allows you to find funding for your business while maintaining complete control and ownership of your business.

  • Equity Financing for Small Businesses

    Rather than racking up debt to finance your business, you can give ownership in exchange for the money you need. Learn what forms of business and what equity financing options can work best for your business.

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