So how do you avoid losing out to the deadbeats and con artists who may show up at your door? First and foremost, unless you know your buyer well, never accept a personal check in payment. Rather, you should only accept cash, or — with the appropriate cautions noted below — cashiers or certified checks. If you don't feel comfortable with receiving a large amount of cash and having to transport it to your bank, arrange to meet the buyer at the buyer's bank and receive the cash there. Then make arrangements with the bank to transfer the money into your account, or do it yourself if there is an on-site automatic teller machine. Don't just meet the buyer at your bank and deposit the check in your account. The fact that your bank deposits or cashes the check doesn't relieve you of liability to make good on the check if it proves worthless. If you decide to accept payment by way of a cashiers or certified check, check with the bank upon which it is drawn to ask if it is good.