Ricky leaves his job and his group health plan coverage on September 1. Ricky elects COBRA coverage on October 1 and chooses to pay his COBRA premiums on a monthly basis.
Ricky's first premium payment is due on November 16. On that date she must make payments for September and October. Payment for November must be made by November 30.
Thereafter, Ricky must make a payment no later than 30 days after the first day of each month.